Frequently Asked Questions

Q: Can I still use my car after I get my auto equity loan?

A: Yes, you will be able to continue using your vehicle to drive as you like. The speedy title loans that you acquire through us are designed to allow you to keep driving your automobile since we know you still need to get to and from work plus care for your family. We know that you must be able to earn money so that you can pay back your loan and that is what we would like you to be able to do.

Q: What items should I have ready in order that I can obtain the instant vehicle equity loan I need?

A: You would like to first make sure that the title of the car is in your name and there are no liens on it then you will have to have a Social Security Card to prove your identity, a phone or utility bill in your name that has your address on it, two references, insurance for your automobile, a driver's license from the state of California, an ongoing pay stub and a duplicate of your car keys. That's all you're going to need to have.

Q: Am I going to be permitted to pay back my instant cash car title loan quicker than 42 months?

A: You are free to pay off your loan as fast as you would like to. There will be no pre-payment penalty fee if you want to pay back your loan quicker. You need to have the freedom to select the way you want to handle your own finances.

Q: Why don't you consider if I have bad and even no credit at all? Can I nonetheless apply even if I went through bankruptcy?

A: Yes that is what we are about. Your credit could be good, bad or non-existent and even an individual bankruptcy is no problem as you can still get a vehicle equity loan. We are more than happy to assist you in getting the best terms, too. You don't have to concern yourself with your credit history with us because car title loan values are based on the value of your car.

Q: Why's receiving a no credit auto title loan by means of your company the best suggestion?

A: In simple terms, we offer you access to the best deals in the state of California. Many title loan lenders may charge up to 25-30% in interest alone for the loan you would get through them and that is not good if you need cash fast. Those companies call for 30 to 90 days for full repayment which can be very difficult on your finances. Our loan programs offer you up to 42 months to settle your car title loan when you apply through us.

Q: How do you get authorized for a quick cash vehicle title loan?

A: The simple answer is that you may apply right here online and get your authorization on your loan). We also allow you to call us up on the telephone so you may speak with one of our reps. Car Title Loans in Indio evaluates the value of your vehicle using Kelley Blue Book. Then we give you your authorization for a loan so you know how much you can get.

Q: When is California Car Title Loans available for business?

A: We are really open for business twenty-four hours a day, 7 days every week all year through. We can provide you with assistance over the web, or over the phone. Remember, any time day or night we are here to help you get the loan that you desire as fast as possible.

Q: What do I have to do to make my instant car title loan payments?

A: You may use a money order, an authorized check, or a debit card from VISA or MasterCard.

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  • No Pre-payment Penalties
  • Up to 44 months to pay off
  • You drive the car
  • Among lowest rates in California

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Legal Disclosures (c) 2011 Wilshire Consumer Credit. Loans made pursuant to the Department of Corporations California Finance Lenders License.